We deliver
Fully-Integrated Services
to financial services firms

We leverage our industry expertise and integrated services to apply a holistic approach to each engagement. While most engagements tend to have a specific focus, solutions cannot be developed in a vacuum. 

Our former industry executives understand complexity firsthand, having managed the operations of large financial services firms with international operations. Because of our teams' diverse experiences, we are confident that our innovative solutions will not put other business functions at risk. Our teams carefully consider the impact our solutions may have on all business functions to minimize disruptions, inherent risk and unintended consequences.

We recognize the impact that technological change can have across an organization. We leverage technology to help us deliver efficient and effective solutions while minimizing disruption and risk for the organization.


Risk &

Achieve appropriate risk mitigation and operational resilience through risk analysis and control design


strategy & business optimization

Advise organizations on business and technology best practices to drive transformational change



Ensure proper governance and analytics across the data life cycle through comprehensive data strategies


Program Management

Offer strategic program management and associated PMO support services to enable critical initiatives to succeed


Expense Management

Target the reduction of expenses via efficiency analysis, process refinement and metrics



Expertise in Financial Markets & Functions

We believe that direct industry experience and knowledge is critical to provide clients with both relevant and holistic recommendations and successful execution. Reference Point brings expertise across the industry with focuses in Banking & Capital Markets, Treasury Operations and Payments, FinTech, Housing Finance, and Regulatory Compliance.